Definition: The homeowners comprehensive policy refers to a policy that covers all aspects of property damage, including but not limited to damages to buildings, structures, contents, and fixtures; it also includes coverage for personal belongings and furnishings; it also includes liability coverage for the insured's home and its contents. In summary, the homeowner's comprehensive insurance is designed to provide peace of mind to homeowners by covering all types of property damage that occurs on or about their property. It can be purchased as a standalone policy or as part of a larger policy with other types of insurance such as fire and liability coverage.
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